Banking Perspectives

When:  Feb 20, 2018 from 12:00 PM to 1:30 PM (ET)
Associated with  Grand Rapids Chapter

Please register today for the February 20, 2018 IMA lunch meeting where JP Norkus from DWH will present "Banking Perspectives".  The deadline to register is end of day Thursday, February 15. 

Are you curious to know the "behind the scenes" process that banks follow when making a credit approval (or denial) decision? Perspectives will be shared from both the top-down (e.g., industries to avoid) as well as bottom-up (e.g., debt service coverage calculation) approaches to loan approval underwriting and monitoring.  Furthermore, insights will be shared when a performing loan faces challenges and how banks internally manage the migration of increased risks over time.   Please join us to hear JP Norkus, from DWH, share his experience as both a commercial lending leader as well as a Chief Turn-Around officer.


JP Norkus, CTP, CFA


With over 25 years of experience, JP Norkus applies his commercial banking background, which included relationship management, special assets and regional credit approval, to DWH clients across a wide variety of industries. JP holds a B.B.A. in Finance from Grand Valley State University and an M.B.A. from Western Michigan University. He also has earned the Certified Turnaround Professional ("CTP") designation as well as the Chartered Financial Analysts ("CFA") designation.

 At DWH, JP serves clients in a variety of capacities, including roles as a Chief Restructuring Officer, Court-appointed Receiver, Project Team Leader and Advisor to Board of Directors. Areas of emphasis include turnaround and crisis management, profit enhancement, creditor negotiations and post-acquisition integration. In each engagement, he focuses on communicating in an aligned manner with all stakeholders to develop and implement financial and operational restructuring strategies to improve performance, minimize risk, and maximize recovery value.

If you are interested in meeting with JP to discuss additional options contact him at (248) 797-4321 or


Thousand Oaks Golf Course
4100 Thousand Oaks Drive
Grand Rapids, MI 49525


Zack Scofield